GSD NAVIGATOR
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TERMS OF SERVICE

Effective Date: February 4, 2026 — Last Updated: February 4, 2026

Welcome to GSD Navigator. By accessing or using our application, website, or any associated services (collectively, the “Service”), you agree to be bound by these Terms of Service (“Terms”). If you do not agree, do not use the Service.

1. Acceptance of Terms

By downloading, installing, accessing, or using GSD Navigator, you confirm that you have read, understood, and agree to be bound by these Terms and our Privacy Policy. These Terms constitute a legally binding agreement between you and GSD Navigator (“we,” “us,” or “our”).

2. Description of Service

GSD Navigator is a personal productivity and task management application. The Service provides tools for:

  • Task scheduling, prioritization, and tracking
  • Time management and focus sessions
  • Personal journaling and reflection
  • Project organization and hierarchy management
  • Personal notes and reminders (including optional personal wellness reminders)
  • AI-powered conversational coaching for productivity
  • Progress analytics and reporting
Important: GSD Navigator is a productivity tool. It is not a medical device, health application, or therapeutic service. Any personal tracking features (such as reminders or notes) are organizational tools only and do not constitute medical advice, diagnosis, or treatment. Always consult a qualified healthcare professional for medical decisions.

3. Eligibility

You must be at least 13 years of age to use GSD Navigator. If you are between 13 and 18 years old (or the age of majority in your jurisdiction), you may only use the Service with the consent of a parent or legal guardian. By using the Service, you represent that you meet these requirements.

4. Account & Subscription

4.1 No Account Required

GSD Navigator does not require account creation for basic use. The application operates locally in your browser.

4.2 Paid Subscription

Certain features may require a paid subscription. By purchasing a subscription, you agree to pay the applicable fees as displayed at the time of purchase. Subscription details:

  • Pricing is displayed before purchase and may change with notice
  • Subscriptions auto-renew unless cancelled before the renewal date
  • You may cancel at any time through your payment provider
  • Refunds are handled in accordance with the applicable app store or payment provider’s refund policy

4.3 Free Trial

We may offer free trials of premium features. At the end of a trial period, access to trial features will be restricted unless you subscribe.

5. User Data & Storage

5.1 Local Storage

By default, your data (tasks, schedules, journal entries, personal notes, and preferences) is stored locally on your device using browser storage technologies. We do not access, collect, or transmit this data.

5.2 Optional Cloud Backup

You may choose to back up your data to third-party cloud services (such as Google Drive). When you do so:

  • You authorize the connection to your chosen cloud service
  • Your data is transmitted directly to your cloud storage account
  • Your use of third-party services is governed by their respective terms and privacy policies
  • We do not store copies of your cloud-synced data on our servers

5.3 Data Responsibility

You are solely responsible for maintaining backups of your data. We are not liable for any data loss resulting from browser cache clearing, device changes, or other circumstances.

6. AI Coach Feature

6.1 Third-Party AI Service

The AI Coach feature is powered by third-party artificial intelligence services. When you use the AI Coach:

  • Your conversational inputs are processed by a third-party AI provider to generate responses
  • Conversations may be temporarily processed but are not permanently stored by GSD Navigator
  • The AI Coach provides general productivity guidance only
  • AI-generated responses are not professional advice of any kind

6.2 AI Limitations

The AI Coach is an automated tool. It may produce inaccurate, incomplete, or inappropriate responses. You acknowledge that:

  • AI responses should not be relied upon as professional, medical, legal, financial, or therapeutic advice
  • You are responsible for your own decisions and actions
  • We do not guarantee the accuracy or suitability of AI-generated content

7. Acceptable Use

You agree not to:

  • Reverse engineer, decompile, or disassemble the Service
  • Copy, modify, or distribute the Service without authorization
  • Use the Service for any unlawful purpose
  • Attempt to gain unauthorized access to any part of the Service
  • Use the Service to harm, harass, or infringe on the rights of others
  • Resell, sublicense, or commercially exploit the Service without written permission

8. Intellectual Property

All content, design, code, graphics, logos, and trademarks associated with GSD Navigator are the exclusive property of GSD Navigator and its licensors. You are granted a limited, non-exclusive, non-transferable, revocable license to use the Service for personal, non-commercial purposes (or commercial purposes if your subscription permits).

9. Disclaimer of Warranties

THE SERVICE IS PROVIDED “AS IS” AND “AS AVAILABLE” WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED, OR STATUTORY. WE DISCLAIM ALL WARRANTIES, INCLUDING BUT NOT LIMITED TO MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

We do not warrant that the Service will be uninterrupted, error-free, or secure, or that any defects will be corrected.

10. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, GSD NAVIGATOR AND ITS OFFICERS, DIRECTORS, EMPLOYEES, AND AGENTS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO LOSS OF DATA, PROFITS, OR GOODWILL, ARISING FROM YOUR USE OF THE SERVICE.

Our total aggregate liability shall not exceed the amount you paid for the Service in the twelve (12) months preceding the claim.

11. Indemnification

You agree to indemnify and hold harmless GSD Navigator and its affiliates from any claims, damages, liabilities, costs, or expenses (including reasonable attorneys’ fees) arising from your use of the Service or violation of these Terms.

12. Termination

We reserve the right to suspend or terminate your access to the Service at any time, with or without cause, with or without notice. Upon termination, your license to use the Service ceases immediately. Sections that by their nature should survive termination (including Disclaimers, Limitation of Liability, and Indemnification) shall survive.

13. Changes to Terms

We may update these Terms at any time. Changes will be posted on this page with an updated “Last Updated” date. Your continued use of the Service after changes constitutes acceptance of the revised Terms. For material changes, we will make reasonable efforts to notify you.

14. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the United States, without regard to conflict of law principles. Any disputes arising under these Terms shall be resolved in the courts of competent jurisdiction.

15. Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision will be limited or eliminated to the minimum extent necessary, and the remaining provisions will remain in full force and effect.

16. Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and GSD Navigator regarding your use of the Service and supersede all prior agreements.

17. Contact

If you have questions about these Terms, contact us at:

Email: legal@gsdnavigator.com

© 2026 GSD Navigator. All rights reserved.

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